Supplemental insurance policies pay cash benefits directly to the insured (unless assigned otherwise) that can be used to help with out-of-pocket medical or everyday living expenses that may not be covered by major medical insurance.

Each policy pays benefits for different things depending on the type of coverage. For example, the hospital policy pays benefits
for covered hospital stays whereas the dental policy pays benefits for routine and emergency dental care. For more information about what each plan covers, please click on the coverage options section above.

Aflac offers plans that fit most budgets. Our agents can help you find the right policy that fits your coverage needs and budget.

The right supplemental insurance plan will vary depending on you and your family’s unique coverage needs. When you call us, we will provide a complimentary needs analysis. We will ask you a few questions about what is important to you, review any holes in your current coverage and discuss your budget. After this process, we will recommend the policy that is right for you.

You must file a claim and if you meet your policy's benefit requirements, you will receive your cash benefit directly, unless benefits are assigned otherwise.